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Because ZIRKELBACH Insurance is 100% independent, we can take your current coverages and compare them with a wide range of insurance providers to see who offers you the best deal possible.

General Liability

Protect your business against a 3rd party injury or property damage. 

Worker's Comp

Control your expenses and keep your employees safe on the job.

Business Property

Protect your building and physical property from events like fire and theft.

Inland Marine

Coverage for equipment and other property being transported on land.

Commercial Auto

Coverage for damage to your business vehicles and liability for third parties in an accident. 

Professional Liability (E&O)

Defend your business if a client claims you made a mistake in providing professional services.

Directors & Officers (D&O)

Coverage for management errors like misuse of company funds and lack of corporate governance.


112 East Main Street

Ridgway IL 62979

Tel: 618-313-7001

Fax: 217-610-8000


Monday - Friday 

8:00 am to 4:00 pm

Evenings by Appointment

Employment Practices Liability

Defend your business from lawsuits for wrongful termination or improper hiring.

Product Liability

Protect your business if your products cause bodily injury or property damage.

Cyber Liability

Coverage for your business, and customers in the event of a cyberattack or breach.

Crime Liability

Defend your business from employee theft and other criminal acts.

Excess Umbrella

Protect your business from losses that exceed your other coverage limits.

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