Get to Know Zirkelbach Insurance Agency

Meet the team and learn the story behind one of Southeastern Illinois's most trusted independent insurance agencies.

How It All Started

Zirkelbach Insurance Agency was built on a simple idea: people in Southeastern Illinois deserve honest insurance guidance from someone who actually knows their name. Too many families and farmers were stuck with coverage that did not fit their needs or their budgets. We set out to change that.Based right here in Ridgway, we have grown into a trusted resource for individuals, families, farmers, and business owners across the region.

With over 28 years of insurance experience, we have partnered with some of the nation's largest and most competitive carriers to give our clients real options. What drives us every day is the trust this community places in us, and we do not take that lightly.

What We Stand For

Our values are not just words on a wall. They shape every conversation, every policy, and every relationship we build across Southeastern Illinois.

We give straight answers and unbiased advice, even when it means telling you something you did not expect to hear. Your trust matters more than any commission.

Ridgway and Southeastern Illinois are more than just our workplace. This is home. We support our neighbors, show up when it counts, and take protecting this community personally.

We do not stop at finding you a policy. We shop the market year after year to make sure your coverage and rates still make sense as your life, farm, or business evolves.